5 FRANKLIN STREETANNAPOLIS, MD 21401

Single Family · 5 Beds · 6 Full Baths · 1 Half Bath · 5,993 Sq. ft. | 0.50 Acres
$12,500,000 ACTIVE

5 FRANKLIN STREET Overview

Time on Site:
63 days
Visits:
16

A rare opportunity on Spa Creek, this fully reimagined Murray Hill residence offers an extraordinary waterfront lifestyle just moments from downtown Annapolis. Completed in late 2023 after a full ground-up rebuild, the home spans 5,900+ sq. ft. of impeccably crafted living space, where natural materials, refined architectural details, and top-tier systems create a seamless blend of comfort and sophistication. Set on just under a half acre of level waterfront, the property showcases one of the most complete private pier systems in the area: a heavily built main pier, two floating docks, and three boat lifts (16,000lb, 8,000lb, and 2,500lb), plus lighting, water, 30/50-amp shore power, Tide Slide moorings, and 6' MLW at the 70' T-head. A charming boathouse and waterside deck capture the magic of Spa Creek from morning to sunset. Outdoor living is exceptional. A stunning 40' x 20' PebbleTec saltwater pool—rebuilt in 2024—anchors a series of Ipe decks and natural stone patios and decks designed for effortless entertaining. The outdoor kitchen with piped natural gas grill, refrigerator, and sink extends gatherings well into the warm months, while covered and uncovered spaces offer year-round enjoyment. The exterior speaks to enduring quality with Carderock stone foundations, mahogany trim and ceilings, Loewen windows, Canadian cedar siding, copper gutters and flashings, and custom mahogany entry doors. A detached heated and cooled two-car garage includes a beautifully finished upper level with kitchenette, laundry, living/sleeping area, and private bath—ideal for guests or an au pair. Inside, the home is defined by warm natural luxury featuring a stunning barrel vaulted mahogany ceiling with cove lighting. Additional curated details include: mahogany doors, black bronze hardware, 5 Cumaru flooring, custom cabinetry, and extensive millwork throughout. The chef's kitchen features Sub-Zero and Wolf appliances with granite and soapstone surfaces. The main level Primary suite with inspiring view of pool and waterfront provides convenience and options for aging in place. The lower-level recreation spaces provide a relaxed retreat with a private bedroom suite, family room, wet bar, gym and full laundry room. An abundance of thoughtful design is presented throughout the home with multiple wet bars, radiant heated tile floors in five bathrooms and the main-level bar, and four separate laundry areas. Less than half a mile from Church Circle, this residence delivers the rare ability to live on the water while enjoying the full walk-everywhere lifestyle of historic Annapolis. This is Spa Creek living at its finest: sophisticated, effortless, and undeniably special. Welcome Home!

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5 FRANKLIN STREET Facts & Features

  • Type Single Family
  • Sq. ft. 5,993
  • Price/Sq.ft. $2,086
  • Lot 0.50 Acres

Details

General

Association/HOA

  • Association: No
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • Builder Model: Spa Creek Waterfront
  • New Construction: No
  • Pool: Yes - Personal
  • Total SQFT: 6188
  • Year Built: 1986

Location/Region

  • Country: US
  • County: ANNE ARUNDEL
  • County Or Parish: ANNE ARUNDEL
  • In City Limits: Yes
  • Subdivision Name: MURRAY HILL

Parking Information

  • Total Parking Spaces: 6
  • Type of Parking: Off Street,Detached Garage

Tax Information

  • City/Town Tax: 26426.00
  • City/Town Tax Payment Frequency: Annually
  • Tax Annual Amount: $45,076.29
  • Tax Assessed Value: 3662800.00
  • Tax Year: 2026

General Information

  • Inclusions: see documents for inclusions/exclusions
  • Property Condition: Excellent
  • Property Type: Residential
  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Zoning: R

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Electric

Parking Information

  • Garage Features: Additional Storage Area,Garage - Side Entry,Garage Door Opener,Oversized
  • Garage Spaces: 2.00
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 6
  • Bathrooms Full Main Level: 1
  • Bathrooms Half: 1
  • Bathrooms Half Main Level: 1
  • Bathrooms Total: 7
  • Bedrooms Total: 5

Building Exterior/Construction

  • Structure Type: Detached
  • Wall & Ceiling Types: 9'+ Ceilings,Cathedral Ceilings,Vaulted Ceilings,2 Story Ceilings,Beamed Ceilings,Wood Ceilings

Building Interior

  • Above Grade Finished Area: 5993
  • Above Grade Finished Area Source: Estimated
  • Above Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Natural Gas,Instant Hot Water,Tankless
  • Laundry Type: Lower Floor,Main Floor,Upper Floor

General Information

  • Accessibility Features: None
  • Appliances: Oven - Double, Icemaker, Built-In Microwave, Commercial Range, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer, Water Heater - Tankless, Instant Hot Water
  • Cooling: Ceiling Fan(s), Ductless/Mini-Split, Central A/C
  • Fireplace Features: Fireplace - Glass Doors,Mantel(s),Stone
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Hardwood, Stone, Ceramic Tile
  • Foundation Details: Other
  • Interior Features: Window Treatments, Bar, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchenette, Pantry, Primary Bath(s), Recessed Lighting, Wet/Dry Bar, Sprinkler System, Upgraded Countertops, Walk-in Closet(s), Wine Storage, Wood Floors
  • Internet Services: Fiber Optic
  • Levels: 3
  • Living Area: 5993
  • Living Area Source: Estimated
  • Main Level Bathrooms: 2.00
  • Main Level Bedrooms: 1
  • Security Features: Carbon Monoxide Detector(s),Smoke Detector,Sprinkler System - Indoor

Exterior

Lot Information

  • Lot Features: Bulkheaded, Landscaping, Level, Poolside, Premium, Rear Yard
  • Lot Size Acres: 0.50
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 21640.00
  • Lot Size Units: Square Feet
  • Water Source: Public

Waterfront/View

  • View: Water, Creek/Stream, Garden/Lawn, Scenic Vista
  • Water Body Type: Creek
  • Water Oriented: Yes
  • Water View: Yes
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Coastal, Craftsman
  • Construction Materials: Shingle Siding, Stone
  • Patio And Porch Features: Deck(s), Porch(es)

General Information

  • Exterior Features: Extensive Hardscape, BBQ Grill, Exterior Lighting, Gutter System, Outbuilding(s), Stone Retaining Walls, Underground Lawn Sprinkler
  • Fencing: Partially
  • Other Structures: Above Grade
  • Pool Features: In Ground, Saltwater
  • Sewer: Public Sewer
  • Water Access Features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Sail,Swimming Allowed,Waterski/Wakeboard
  • Water Access: Yes

5 FRANKLIN STREET Neighborhood

Community

21401 (ANNAPOLIS) Demographics

46
Median Age
1,760
Population Density (per sq. mile)
62%
College Educated
$112,011
Estimated Median Income
10,779
Estimated Total Home Owners
6,165
Estimated Total Renters
64% / 36%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

5 FRANKLIN STREET Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

5 FRANKLIN STREET Market Data

Based on the last 30 days in this zip code

$1,281,536
Average List Price
$489
Average Price per Square Foot
49
Properties Sold
69
Average Days on Market
211
Properties for Sale
Calculations provided by Reliance Network

5 FRANKLIN STREET History

Date Event Value Agent
4/29/2026Source: BRIGHT MLS Status Change
ACTIVE
4/28/2026Source: BRIGHT MLS Added to Database
April 28, 2026
12/3/2024Source: BRIGHT MLS Added to Database
August 12, 2021
Listing provided courtesy of TTR Sotheby's International Realty- MLS# MDAA2143556MLS ProviderContact Information: 4102805600